Automotive

Understanding auto insurance can often be like trying to learn a foreign language.

Many find auto insurance confusing and intimidating. A basic auto insurance policy provides protection to you and others, including:

Liability Coverage for damages incurred by others if you cause an accident.

Permissive User Coverage for when you lend your vehicle to other individuals and they cause an accident.

Around-the-Clock Claims Support for helping you through incidents ranging from minor fender benders to natural disasters.
Most people also choose some or all of these additional protections:
Physical Damage Protection for repairing your car after an accident.

Personal Injury Protection/Medical Coverage for assistance if you or your passengers are injured.

Comprehensive Coverage pays for damage done to your car in some way other than a collision, such as if it were stolen or vandalized.

Uninsured Motorist Protection for damages you are legally entitled to recover from a driver without liability insurance or a hit-and-run driver.

Underinsured Motorist Protection for damages you are legally entitled to recover that exceed the at fault driver’s insurance limits.
There are also many additional coverage options for your auto policy, including:
Rental

Roadside assistance

New vehicle replacement

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